The Sunk Cost Fallacy, in Travel and in Life
As we’ve become more mindful of our money we have also learned how the sunk cost fallacy can be a challenge to deal with. The sunk cost fallacy is the dilemma of worrying that our spent money would go...
View ArticleQ2 Update — Geoarbitrage 2019
Our first geoarbitrage year is really starting to unfold now that Quarter 2 is in the books. The good news is that we are on plan, pretty much exactly as projected. Looking back at Quarter 1 we started...
View Article4 Months in SE Asia
2019 is our 1st year of early retirement after quitting our jobs and starting to live 100% off of our investments and savings. It’s also our 1st year as full-time travelers after selling our condo and...
View ArticleQ3 Update — Geoarbitrage 2019
First – A Little Back Story Many years ago after my dad retired and had health issues, my parents used to drive up from Arizona to spend the summers in Seattle and British Columbia. They started...
View ArticleMy Money Background
When I try to imagine the concept of money as it relates to my early childhood, the first things I picture are the coin jar my sister and I shared, and my mom’s food stamps. I remember grocery shopping...
View ArticleHome is More Than Just Housing
When we decided to retire early we took the opportunity to look closely at our housing options moving forward. We took a deep dive into both our personal needs regarding a home of our own, and also...
View Article2019 Spending Report – our first year of retirement and full-time travels
I’m excited that our first year of retirement and also our first year of full-time travels is in the books! This will sound very cliche, but wow 2019 just flew by! When we left January 3, 2019 from San...
View ArticleThe AOC Simpli-FI-ed Calculator V1
NOTE – we have updated the Simpli-FI-ed Calculator so follow this link to the post about version 3! Here at All Options Considered we like to share tools, information, and resources with our readers to...
View ArticleWill 2021 Be Our First “Normal” FIRE Year?
The other day we were on a video chat with a few friends who are working towards reaching FIRE (financial independence / retire early) themselves and talking about everyone’s plans for next year and...
View ArticlePersonal Finance / FIRE and Giving
The festive season is here and thank goodness, so is the end of 2020. This week we reviewed our 2020 spending to see how we did in every budget category and we also finalized our 2021 budget. The best...
View Article2020 Spending and Portfolio Review
2020 was weird. Writing about personal spending and portfolio growth after such a problematic year feels less interesting than it has in the past. But there are good reasons why these are among the...
View ArticleOur Post-FIRE Storage Unit Story
We decided we wanted to try living as nomads after we reached FIRE (financial independence / retire early) in 2018. Alison retired in April of 2018 and I gave notice three months later. We moved out of...
View ArticleU-Hauling Again!
You know the old joke, “What does a lesbian bring on the second date?” It’s a U-Haul! I brought the first U-Haul into our relationship back in 2005. It wasn’t on our second date though, I waited six...
View ArticleNew and Improved! The AOC Simpli-FI-ed Calculator V3
After we reached FIRE (financial independence / retire early) we started sharing tools, information, and resources with our All Options Considered (AOC) readers to help others with financial literacy....
View ArticleAllocation Strategies (Part 1: Money Jobs and Budgeting)
Every year in May we review our portfolio and take care of any major rebalancing that’s needed including changing, adding, or dropping funds. During our first full calendar year in retirement as May...
View ArticlePrioritizing Mental Health
June was a crazy month, or at least it was a month when I felt pretty crazy. Alison and I had planned a 10 day road trip to spend time visiting family, but I ended up spending an extra eight days out...
View ArticleTalking Money with Teens – Jacob!
The simplest thing we can do to keep spreading financial education is to encourage people to talk about money, and not only adults! Young people need to learn more about budgeting, investing, saving,...
View ArticleTalking Money with Teens – Dani!
The simplest thing we can do to keep spreading financial education is to encourage people to talk about money, and not only adults! Young people need to learn more about budgeting, investing, saving,...
View ArticlePersonal Finance Tips for Teens, Part 1
A Guest Post for Teen Financial Freedom. Please check out the blog and podcast from Teen Financial Freedom! We are blatantly encouraging our personal finance community to follow this team of amazing...
View ArticleTalking Money with Teens – Ian!
The simplest thing we can do to keep spreading financial education is to encourage people to talk about money, and not only adults! Young people need to learn more about budgeting, investing, saving,...
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